*{margin:0;padding:0;box-sizing:border-box}
:root{--blue:#1a56db;--ink:#0f232a;--slate:#475569;--mute:#64748b;--line:#e2e8f0;--soft:#f1f5f9;--shadow:0 10px 30px -12px rgba(15,23,42,.18);--accent:#1a56db;--accent-d:#1340a8}
html{scroll-behavior:smooth}body{font-family:'Poppins',system-ui,sans-serif;color:var(--ink);background:#f8fafc;line-height:1.65;-webkit-font-smoothing:antialiased}
h1,h2,h3{line-height:1.18;font-weight:700}a{text-decoration:none;color:var(--blue)}
.wrap{max-width:1080px;margin:0 auto;padding:0 22px}.muted{color:var(--mute)}
.nav{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.88);backdrop-filter:blur(12px);border-bottom:1px solid var(--line)}
.nav-in{display:flex;align-items:center;gap:16px;height:60px}
.brand{display:flex;align-items:center;gap:10px;font-weight:800;color:var(--ink);font-size:1.02rem}
.brand .dot{width:30px;height:30px;border-radius:9px;background:linear-gradient(135deg,#f97316,#1a56db);display:grid;place-items:center;color:#fff;font-size:1rem}
.nav-links{margin-left:auto;display:flex;gap:4px}.nav-links a{color:var(--slate);font-size:.85rem;font-weight:500;padding:7px 11px;border-radius:8px}.nav-links a:hover{background:var(--soft)}
.hero{padding:70px 0 52px;border-bottom:1px solid var(--line)}
.kicker{display:inline-flex;gap:8px;background:#fff;border:1px solid var(--line);font-weight:600;font-size:.78rem;padding:6px 14px;border-radius:999px;box-shadow:var(--shadow)}
.hero h1{font-size:clamp(1.9rem,4.4vw,3rem);margin:18px 0 12px;letter-spacing:-.4px}
.hero .lead{font-size:1.1rem;color:var(--slate);max-width:760px}
.dl{display:flex;gap:10px;flex-wrap:wrap;margin-top:24px}
.btn{display:inline-block;font-weight:600;padding:12px 22px;border-radius:10px;box-shadow:var(--shadow)}
.btn.alt{color:#fff}.btn.ghost{background:#fff;color:var(--ink);border:1px solid var(--line)}
.btn:not(.alt):not(.ghost):not(.ghost2){background:#fff;color:var(--accent)}
.btn.ghost2{background:rgba(255,255,255,.18);color:#fff;border:1px solid rgba(255,255,255,.4);margin-left:8px}
section{padding:48px 0;border-bottom:1px solid var(--line)}
.eyebrow{font-weight:700;font-size:.76rem;letter-spacing:.12em;text-transform:uppercase}
.s-title{font-size:clamp(1.4rem,2.6vw,1.95rem);margin:8px 0 20px;letter-spacing:-.3px}
.card{background:#fff;border:1px solid var(--line);border-radius:16px;padding:26px 28px;box-shadow:var(--shadow)}
.li{font-size:1.02rem;color:var(--slate);margin:11px 0;padding-left:4px}.li.big{font-size:1.08rem;color:var(--ink);font-weight:600}
.kpi{display:grid;grid-template-columns:repeat(4,1fr);gap:14px}@media(max-width:760px){.kpi{grid-template-columns:repeat(2,1fr)}}
.kpi .k{background:#fff;border:1px solid var(--line);border-radius:14px;padding:20px;text-align:center;box-shadow:var(--shadow)}
.kpi .k .v{font-size:1.7rem;font-weight:800;color:var(--accent)}.kpi .k .l{font-size:.8rem;color:var(--mute);margin-top:4px}
ul.clean{list-style:none;margin-bottom:24px}ul.clean li{padding-left:26px;position:relative;margin-bottom:9px;color:var(--slate);font-size:1rem}
ul.clean li::before{content:"→";position:absolute;left:0;color:var(--accent);font-weight:800}
.cta{color:#fff;border-radius:18px;padding:34px;text-align:center;margin-top:6px}.cta h2{font-size:1.5rem;margin-bottom:8px}.cta p{opacity:.92;max-width:600px;margin:0 auto 16px}
footer{padding:32px 0;text-align:center;color:var(--mute);font-size:.85rem}
.pgrid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}@media(max-width:860px){.pgrid{grid-template-columns:1fr}}
.pcard{background:#fff;border:1px solid var(--line);border-radius:16px;padding:26px;box-shadow:var(--shadow);display:block;color:var(--ink);transition:transform .15s,box-shadow .15s}
.pcard:hover{transform:translateY(-4px);box-shadow:0 18px 40px -16px rgba(15,23,42,.28)}
.pcard .pic{width:60px;height:60px;border-radius:14px;display:grid;place-items:center;font-size:1.9rem;margin-bottom:14px}
.pcard h3{font-size:1.2rem;margin-bottom:6px}.pcard h3 .or{font-weight:600;color:var(--mute);font-size:.95rem}
.pcard p{color:var(--slate);font-size:.95rem;margin-bottom:14px}.pcard .go{font-weight:600;font-size:.9rem}